Insomnia, Explained: Symptoms, Types and Causes
Clinically reviewed by the Michigan Sleep Center clinical team · August 2026
That distinction matters because it decides who needs help and who does not. A Grand Rapids nurse coming off a run of nights who sleeps five hours and feels wrecked does not have insomnia; her body is short of sleep and will take it when it is offered. A Troy accountant who is in bed for eight and a half hours, lies awake for two of them and drags through every afternoon does — even though the tracker on his wrist says six and a half, which sounds almost fine. This page is about the second person: what is actually going on, the forms it takes, and why it so often refuses to go away by itself.
What clinicians mean by insomnia
The two manuals sleep clinicians work from — the DSM-5 and the International Classification of Sleep Disorders, third edition — describe the same condition in nearly the same words. Insomnia disorder is a complaint of trouble falling asleep, trouble staying asleep, or waking earlier than intended and being unable to return to sleep, which happens despite an adequate opportunity to sleep and which produces some form of daytime impairment. To count as chronic, the pattern has to be present on at least three nights a week and has to have lasted three months or more. Anything shorter is short-term insomnia, which is common, usually tied to something obvious, and usually self-limiting.
Two phrases in that definition do most of the work. "Adequate opportunity" is what separates insomnia from ordinary sleep deprivation: a resident on a 28-hour call shift is not sleeping badly, she is not being allowed to sleep. And "daytime impairment" is what separates insomnia from unusual sleep: plenty of Michiganders wake at 5 a.m. every day of their lives and are perfectly well, and they are not patients. The condition lives in the gap between the sleep you are given the chance to get and the sleep you actually get — and in what that gap costs you.
It is also common. The ICSD-3 puts chronic insomnia at roughly one adult in ten, with short-term symptoms touching something like a third of adults in any given year. In a state of ten million people that is a lot of ceilings being stared at.
The symptoms, by night and by day
People come to us describing their nights. What a clinician is equally interested in is the day, because the daytime picture is what tells us the nights are doing damage. By night, the pattern usually includes some of these:
- A long runway. Twenty or thirty minutes to fall asleep is normal; forty-five and up, most nights, is not.
- Broken sleep. Waking once is ordinary. Waking and lying there long enough to notice the furnace kick on, twice, is the complaint.
- The early alarm that is not an alarm. Awake at 4 a.m. with the day's worries already lined up, and no way back down.
- Sleep that does not feel like sleep. Light, watchful, easily punctured — the sense of having been half-awake all night even when the tracker disagrees.
- Dread of the bedroom. Tension rising through the evening as bedtime approaches, because you already know how it is going to go.
By day, the signature is different from plain tiredness:
- Fatigue without sleepiness. Insomnia patients are exhausted, but they rarely nod off in meetings or at red lights. That "tired but wired" quality is a useful clue that the problem is arousal, not a lack of sleep drive.
- A shorter fuse. Irritability, low mood, and a thinner margin for the ordinary frustrations of a commute down I-696.
- Foggy concentration and slippery memory, especially for names and where you put things.
- More mistakes at work, and more worry about making them.
- Preoccupation with sleep itself. Counting hours, planning the evening around it, reading pages like this one at 2 a.m.
Three types, two durations, and one thing that is not insomnia
Clinicians sort insomnia first by when in the night it bites, because the timing points toward different drivers and shapes the treatment plan.
| Sleep-onset insomnia | Trouble at the start of the night. Common in younger adults, in anxious and ruminative people, and in anyone whose body clock has drifted late — the student who moved back to Lansing and never moved bedtime back with it. |
|---|---|
| Sleep-maintenance insomnia | Falling asleep is easy; staying asleep is the problem. Wakings in the middle of the night that stretch to an hour or more. The most common pattern past middle age, and the one most easily worsened by going to bed too early to "make up" for it. |
| Early-morning awakening | Waking well before you meant to and being unable to get back down. Worth a closer look for low mood, which often travels with it, and for a body clock that has shifted early. |
Most people with chronic insomnia have some mix of the three, and the mix can change over the years. Alongside the type runs the duration: short-term(under three months, usually with an obvious cause) versus chronic(three months or more, three nights a week or more), which is where treatment earns its keep.
And one thing that is not insomnia at all: the natural short sleeper. A minority of healthy adults get by on six hours or a bit less, wake without an alarm, and feel fine. If that is you, there is nothing to fix, and stretching your time in bed toward a textbook eight hours will manufacture the very wakefulness you were worried about.
Why it starts — and why it keeps going
The most useful way to think about causes is the "three P" model that behavioral sleep medicine has used since the 1980s. It explains something patients often find baffling: why the insomnia is still here long after whatever started it has gone.
- Predisposing factors set the stage. A light-sleeping temperament, a tendency to worry, a family history, being female, getting older, and a nervous system that runs a little hot. None of these cause insomnia on their own; they lower the threshold for it.
- Precipitating factors tip you over that threshold. A layoff at the plant, a divorce, a new diagnosis, a baby, a run of night shifts, a long Upper Peninsula winter, a bereavement. Almost everyone sleeps badly through a crisis; this is the short-term insomnia the definition allows for.
- Perpetuating factors are the reason it does not stop. They are the things people do, sensibly enough, to cope: going to bed at nine to get a head start, staying in bed until ten to catch up, napping on the couch after work, a glass of wine to take the edge off, checking the clock, and above all lying in bed awake, night after night, until the mattress starts to signal alertness instead of sleep. The crisis passes; the habits stay; and the habits are now the insomnia.
This is why the treatment with the best evidence does not chase the original cause. Cognitive Behavioral Therapy for Insomnia targets the third P directly — the too-long time in bed, the conditioned arousal, the beliefs that keep the worry running — which is exactly why it works years after the precipitating event and why it works without medication. What that looks like at Michigan Sleep Center is laid out on our insomnia treatment page.
When insomnia is not the whole story
Part of a first evaluation is checking whether something else is producing the sleeplessness or sitting alongside it. Four things come up often enough to name:
- Sleep apnea. Loud snoring, gasping, or pauses in breathing that a partner has noticed point toward the airway rather than the mind. Sleep apnea and insomnia often occur together — we treat the insomnia, we have partners who treat the apnea, and our clinician coordinates any referral that is needed. If you are not sure which camp you are in, start with Do you need a sleep study?
- Restless legs. An urge to move the legs in the evening that eases with movement and makes lying still miserable. It is a different condition with its own treatment, and it is sometimes the real reason for a long runway to sleep.
- A body clock at odds with the job. Rotating shifts at a hospital or on an assembly line, or a natural late chronotype forced onto a 6 a.m. start, produce sleeplessness that looks like insomnia but is a timing problem first. The plan for it is different, and a clinician will ask about your schedule in the first ten minutes.
- Anxiety and depression. Both disturb sleep and both are worsened by poor sleep, so the traffic runs in both directions. Waking early with a heavy mood, or lying awake with a mind that will not stand down, is worth naming out loud; our anxiety therapy page covers how the two get treated together.
When to see someone, and what happens next
The honest threshold is lower than most people set for themselves. If your sleep has been a problem on more nights than not for a couple of months, and the days are paying for it, that is enough. You do not need to have tried everything first, and you do not need a referral. A two-minute starting point is our insomnia test, the same seven-question index our clinicians use; a score in the mid-teens or above is a good reason to book. From there, a first appointment is a 50-minute conversation with a Michigan-licensed clinician who takes your sleep history, checks for the conditions above, and tells you plainly whether CBT-I is the right treatment. We see most patients via telehealth with Michigan-licensed clinicians, and a limited number of clinicians also see patients in person. Sessions are typically covered by the plans we bill in Michigan, including Aetna, Blue Care Network, Blue Cross Blue Shield and others.
Two of the Clinicians You Might Meet
Every clinician on the Michigan team is trained in CBT-I. These two work with patients across the state; the full roster is on our clinicians page.
Elizabeth McClintic
LPC, CBT-I, Sleep Clinician
Specialities: Insomnia, Life transitions, ADHD, Trauma and PTSD, Faith, Family and relationships
Approaches: Cognitive Behavioral Therapy, Mindfulness, Motivational interviewing, Solution-focused
Elizabeth is a licensed professional counselor specializing in CBT-I. She works collaboratively with patients to identify and address the underlying causes of insomnia. Her therapeutic approach emphasizes practical strategies for achieving restful sleep.
Melanie Garzonio
LPC, CBT-I, Sleep Clinician
Specialities: Insomnia, Anxiety, Eating Disorders, Women's Issues
Approaches: Cognitive Behavioral Therapy, Mindfulness
Melanie is a licensed professional counselor with specialized training in CBT-I and sleep medicine. She is passionate about helping patients overcome insomnia through evidence-based interventions. Her therapeutic approach emphasizes education, skill-building, and personalized treatment planning.
Questions People Ask About Insomnia
Is insomnia hereditary?
Partly. Twin and family studies suggest a modest inherited tendency toward light, easily disrupted sleep and toward reacting to stress with wakefulness, which is why insomnia often runs in families. What is inherited is the vulnerability, not the disorder: whether it turns into chronic insomnia depends on what happens afterwards, and that part responds to treatment regardless of who else in your family sleeps badly.
Can insomnia go away on its own?
Short-term insomnia often does. When the trigger passes — the deadline, the new baby, the hospital stay — most people drift back to their old sleep within weeks. The ones who do not are usually the ones who changed how they handle the bed in the meantime: going to bed early to catch up, lying in, napping, watching the clock. Once those habits are in place, the insomnia can outlast the trigger by years, and at that point it rarely leaves without being treated.
I fall asleep fine but wake at 3 a.m. Is that still insomnia?
Yes. Waking in the small hours and being unable to get back to sleep is sleep-maintenance insomnia, and it is the most common form we see in Michigan adults over forty. It is also the form people most often dismiss, because falling asleep was never the problem. If it is happening several nights a week and leaving you flat the next day, it meets the same definition as trouble falling asleep and is treated with the same approach.
How much sleep does an adult actually need?
Most adults do best on somewhere between seven and nine hours, but the range is wide and a healthy person can sit outside it. The useful test is not the number on your tracker; it is how you function in the afternoon. Someone who sleeps six and a half hours and feels fine is a short sleeper, not an insomniac, and lengthening their time in bed usually makes their sleep worse, not better.
Does napping cause insomnia?
It can keep it going. A nap spends some of the sleep pressure that would otherwise build through the day and help you fall asleep at night, so the same person who is "not tired" at 11 p.m. is often the one who slept for an hour at 3 p.m. A short nap before lunch does little harm for a good sleeper; for someone whose nights are already fragile it is one of the first things a clinician will ask about.
If this page described your nights
Chronic insomnia is one of the most treatable conditions in sleep medicine, and the first step is a single conversation. Book it with a Michigan clinician.
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